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Chapter 2 - The Contents of Tab 2

By 8:00 PM, my small three-bedroom house in Westerville was filled with the soft, steady sounds of two exhausted children sleeping.

I had tucked Nora and Sadie into the spare bedroom—the room Molly used to stay in when she visited from college. They slept side-by-side in the double bed, Nora holding a stuffed yellow rabbit that Molly had sewn for her, while Sadie curled into a tight ball beside her.

In the kitchen, the air was thick with the scent of brewed coffee. Richard sat at the kitchen table, a yellow legal pad and pen in front of him. Karen was at the stove, heating up a pot of chicken noodle soup that someone had brought to the funeral home.

I sat between them, the blue binder laid flat open under the bright overhead light.

"Let's go through it carefully," Richard said, tapping his pen against the pad. "If Derek tries to contest this tomorrow, we need to know every piece of ammo we have."

I flipped to Tab 1.

Inside was a document titled Emergency Designation of Guardianship, signed by Molly and notarized by a public notary at Ohio State University Wexner Medical Center, dated November 14 of last year.

"This is good," Richard murmured, scanning the text. "It explicitly states that in the event of her incapacitation or death, she designated you, Evelyn Hayes, as the primary physical caretaker of Nora and Sadie until formal legal custody can be adjudicated."

"Does it override a living biological father?" Karen asked, setting a mug of soup down in front of me.

"Not automatically," Richard admitted, frowning. "Ohio family courts usually favor the surviving biological parent unless that parent is proven unfit, abandons the children, or voluntarily terminates their rights. But this document establishes Molly's clear intent. It proves Derek wasn't caught off guard—he was actively neglecting them while she was dying."

"Now look at Tab 2," I said, my voice trembling as I flipped the divider.

Tab 2 was thick. It contained bank statements from a joint checking account at Huntington Bank, printed tax returns from the last three years, and credit card bills.

As I began sifting through the numbers, my stomach twisted into a hard knot.

Molly had been an accountant before her illness forced her to take disability leave. Her financial records were meticulous. Highlighted in bright yellow marker were dozens of transactions stretching back fourteen months.

"Look at these dates," I said, pointing a finger at a statement from last April.

While Molly was lying in an ICU bed undergoing an experimental heart catheterization, $3,400 had been withdrawn from their joint savings account. The destination: a jewelry store in downtown Columbus.

Two weeks later, another $2,100 went toward a luxury boutique hotel in Chicago.

"He wasn't missing her appointments because of work," Karen whispered, her face pale with anger. "He was taking Kelsey on vacations with Molly's disability checks."

"It gets worse," I said, turning to the last page under Tab 2.

It was a copy of a life insurance policy issued through Derek's employer, a regional logistics firm. The policy was valued at $500,000 upon the death of the spouse.

Attached to the policy was a change-of-beneficiary form submitted six weeks prior to Molly's death.

Molly's name had been removed as the primary beneficiary of her own secondary policy, and the payout had been directed solely into an individual account under Derek's name—bypassing a trust that had originally been set up for Nora and Sadie's college funds.

"He stripped the girls of their mother's life insurance," Richard said, his pen stopping mid-stroke. "He left them with nothing, intending to collect half a million dollars, hand the kids to Franklin County Children Services, and start a new life with the girlfriend."

The sheer cold-blooded calculation of it was dizzying.

I looked at the doorway leading to the hallway, toward the bedroom where my daughter’s children were sleeping under a handmade blanket.

I was forty-three years old. I worked forty-five hours a week managing payroll for eighty construction workers. My savings account had twelve thousand dollars in it. My mortgage had fourteen years left. I hadn't raised a toddler in twenty years.

I felt small, tired, and crushed by the weight of my own grief for Molly.

Then I remembered Derek standing beside the white funeral flowers, pointing at those two little girls like abandoned luggage.

May you like

I closed the binder with a heavy thud.

"We aren't just filing for temporary custody tomorrow, Richard," I said, looking my brother in the eye. "We are going to destroy him."

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