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Chapter 3 - The locks on Oakridge Drive

By 8:00 AM the next morning, Wyatt was safely eating chocolate chip pancakes under the watchful eye of my trusted neighbor, Clara, while Hannah and I stood in the oak-paneled office of Arthur Pendelton in downtown Dayton.

Arthur was seventy-two years old, had practiced real estate law for forty years, and carried a reputation as a legal bulldog who ate dishonest contractors for breakfast.

He examined the forged deed, the loan documents, and Sergeant Vance’s notary stamp through his half-moon reading glasses. His jaw tightened with every page he flipped.

"This is unmitigated, criminal fraud, Evelyn," Arthur declared, slamming his hand down onto his mahogany desk. "This notary stamp from Gregory Vance is completely invalid. I cross-referenced this loan number ten minutes ago—the lender in Cincinnati is a private hard-money firm known for predatory loans. They issued a check for $180,000 to Duncan Miller two weeks ago based on these forged documents!"

"Where is the money now?" I asked.

"Transferred into an offshore account registered in the Bahamas under the name BV Holdings LLC—Brenda Vance Holdings," Arthur said, pulling up a computer screen. "They were preparing to default on the loan, let the hard-money lender attempt to foreclose on your house, and run away with the cash while leaving you in a five-year legal nightmare to clear your title!"

"Not on my watch," I said, leaning over his desk. "Arthur, I want them out of my house today. Not in thirty days. Today."

"Given the evidence of forgery, identity theft, and physical endangerment," Arthur smiled grimly, pulling a red folder from his drawer, "we don't need a thirty-day notice. I’m filing an emergency ex parte Writ of Possession and an Injunction for Protection against Stalking and Fraud with the County Common Pleas Court right now. Judge Miller is presiding today—she hates predatory land-grabbers more than I do."

By 1:30 PM, Judge Miller had signed the emergency order.

At 2:30 PM, two marked State Trooper vehicles and a locksmith's van pulled up behind my SUV on Oakridge Drive.

The house looked terrible. The front lawn, which Hannah used to keep pristine, was overgrown with weeds. Duncan’s rusted pickup truck sat on the grass, leaking oil onto the lawn, while Brenda’s lawn chair sat on the front porch beside three empty wine bottles.

When the state troopers stepped onto the porch and knocked heavily on the front door, Brenda answered wearing an oversized robe, holding a mug of coffee.

"What is the meaning of this?!" Brenda shrieked, seeing the uniformed troopers. "This is private property! Get off my lawn!"

"Mrs. Brenda Miller?" the lead trooper asked calmly, pulling out the signed court order. "We are executing an emergency Writ of Possession issued by the Montgomery County Common Pleas Court. You, Duncan Miller, and all unauthorized occupants are ordered to vacate these premises immediately."

"Vacate?!" Brenda shrieked, her face turning a blotchy, furious red. "My son owns fifty percent of this house! We have a notarized deed!"

"Your deed is a fraudulent forgery, Brenda," I said, stepping past the troopers onto my porch, looking her dead in the eye. "And your brother’s notary license was suspended by the Secretary of State thirty minutes ago."

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Brenda’s jaw dropped. The coffee mug in her hand began to tremble violently.

"Duncan!" Brenda screamed at the top of her lungs, turning back toward the house. "Duncan, get down here! The old bitch brought the state police!"

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