Chapter 8 - The Falling Dominoes

The main branch of First National Bank on Michigan Avenue was a cathedral of marble, bronze, and quiet money. High arched ceilings reflected the soft glow of crystal chandeliers, and the floor was so polished you could see the cold reflection of your own feet as you walked.
In a private glass-walled consultation office near the back, Christine and Marcus Vance were sitting across from a senior bank vice president—a silver-haired man named Henderson.
Christine looked triumphant. She had discarded her pink silk robe for a sharp designer suit, holding a leather handbag that cost more than my first car. Marcus sat beside her, looking relaxed, tapping his gold pen against a thick stack of wire-transfer authorization forms.
They were about to move two point four million dollars out of the country.
I walked up to the glass office door and knocked twice.
Marcus turned, his brow furrowing in irritation at the interruption. But when he saw me standing there—flanked by Evelyn Reed and two men in dark wool suits carrying official badges—the gold pen stopped moving in his hand.
The two men weren't Cook County deputies.
They were federal agents from the Internal Revenue Service Criminal Investigation Division.
I pulled open the glass door.
"Good morning, Marcus," I said smoothly. "Christine."
Christine jumped up from her chair, her eyes flashing with immediate, feral annoyance. "Laura?! What the hell are you doing here?! You can't just barge into a private bank meeting! Get her out of here, Marcus!"
Marcus didn't get up. He looked at the two federal agents, his face turning the color of wet chalk.
The lead agent—a stern man with a silver badge pinned to his lapel—stepped into the office, pulling a thick blue document from his binder.
"Marcus Vance? Christine Hale?" the agent asked, his voice ringing through the quiet room.
"Yes...?" Marcus stammered, standing up slowly, his cool legal composure evaporating into thin air.
"I’m Special Agent Miller with the IRS Criminal Investigation Unit," the man said. "We are executing an immediate seizure warrant on all accounts associated with Silver Birch Consulting LLC, under federal tax evasion and money laundering mandates."
Christine gasped, grabbing the edge of the mahogany desk. "Tax evasion?! What are you talking about?! This is a legitimate consulting firm!"
Agent Miller didn't even look at her. He set a document down on top of Marcus’s wire-transfer papers.
"Two hours ago," Agent Miller explained calmly, "Mr. Derek Brooks executed a full voluntary confession with the State’s Attorney's office. As part of his plea bargain, he surrendered all internal communications, private bank records, and wire receipts proving that Silver Birch Consulting was created specifically as an offshore tax shelter to launder embezzled funds from the Harbor Pointe project."
Christine turned her head toward Marcus, her voice rising to a frantic, shrill scream. "Marcus! Do something! You said this account was bulletproof! You said she couldn't touch it!"
Marcus didn't answer her. He couldn't. He was staring at Evelyn, who offered him a razor-thin, professional smile from the doorway.
"You forgot one minor detail, Marcus," Evelyn said softly. "When you agreed to represent Christine in hiding those funds from Derek’s wife, you committed an overt act in furtherance of a criminal conspiracy. The Illinois Bar Association suspended your law license forty-five minutes ago."
The second federal agent stepped forward, pulling a pair of steel handcuffs from his belt.
"Marcus Vance, Christine Hale, you are under arrest for conspiracy to commit wire fraud, grand larceny, and tax evasion. You have the right to remain silent..."
Christine’s designer handbag dropped from her fingers, spilling lipsticks, gold credit cards, and a sleek compact mirror across the marble floor. She looked at me through the glass door, her face twisted in a mixture of terror, shock, and utter disbelief.
"Laura... please!" Christine sobbed, reaching her hands out toward me as the agent snapped the steel cuffs onto her wrists. "Laura, we were best friends! I was your maid of honor! You know me! I was manipulated by Derek! He tricked me!"
I stood in the doorway, watching the woman who had stood beside me at my altar, the woman who had worn my pale blue robe in my bedroom while I sat in a three-star hotel room with a migraine.
"You were right about one thing, Christine," I said softly, as the agents led her past me into the public lobby. "You were my best friend. You knew everything about me."
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I paused, watching her tears ruin her expensive mascara.
"Which means you should have known," I added, "that I always edit out the villains before the final chapter."