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Chapter 6 - The Deposition

In October, the civil deposition of Apex Financial Solutions took place via secure teleconference.

I sat at the mahogany desk in my room, wearing a clean navy blazer, my hair pulled back in a neat clip. Victoria Vance sat beside me, while four defense attorneys representing the firm appeared on the high-definition monitor in their sleek Atlanta office.

The managing partner of the firm, a sixty-five-year-old man named Harrison Vance (no relation to Victoria), looked directly into the camera. His face was pale, his hands folded over a leather folder.

“Mrs. Mercer,” Harrison began, his tone quiet, respectful, stripped of corporate posturing. “Before we begin formal questions, I want to state on the record that our board of directors is horrified by the actions of Mason and Richard Mercer. We failed in our compliance oversight. We failed to protect an account that bore our firm’s trust mark.”

He paused, looking at Victoria, then back at me.

“We are prepared to offer a full, unreserved public apology, a complete severance of all legal indemnification for Mason Mercer, and a monetary settlement of twelve million dollars, paid immediately from our primary liability reserves.”

Victoria didn't blink. She reached out and pressed the mute button on our microphone.

She looked at me. “It’s a very strong offer, Clara. Twelve million covers your medical expenses, your legal fees, and guarantees your financial independence for the rest of your life. But you have the final say.”

I looked at the screen, at the four men in their expensive suits, waiting for my answer.

“I have three conditions, Victoria,” I said cleanly.

Victoria pulled out her yellow pad. “Tell me.”

“First,” I said. “Five million dollars of that settlement must go directly into an endowment fund managed by the Georgia Coalition Against Domestic Violence, specifically designated to provide emergency legal representation for women whose documents have been confiscated by their abusers.”

Victoria’s eyes brightened with a fierce, proud warmth. “Second?”

“Second,” I continued, “Apex must establish an independent, third-party auditing protocol—named the Clara Mercer Protocol—that mandates annual biometric dual-verification for all family-managed trust accounts across the financial sector.”

“And third?”

I looked straight into the camera lens.

“Third, I want Mason’s personal financial license permanently revoked by FINRA, with a public notice published in the Wall Street Journal detailing his expulsion for fraud.”

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Victoria smiled—a brilliant, sharp, beautiful smile. She unmuted the microphone.

“Gentlemen,” Victoria announced to the Atlanta boardroom. “Here are our terms...”

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