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Chapter 3 - THE WOMAN IN THE SEDAN

By 8:00 AM the following morning, the fever medicine had finally broken my temperature, leaving me weak, sweaty, but dangerously clear-headed.

I didn't go back to the condo. Instead, I checked into a small, boutique hotel in the Loop under my maiden name, paying in cash I had drawn from a secondary savings account Nathan didn't monitor.

Sitting at the desk in my hotel room with a mug of black tea, I opened my laptop and began auditing my life.

When you suspect your spouse of attempting to murder you, you don't start with emotions. You start with money.

Nathan worked as a Senior Vice President of Supply Chain Management at Apex Logistics, earning a comfortable $220,000 salary. I owned Bennett & Sons Pharmacy outright, which brought in roughly $180,000 annually, along with the real estate the pharmacy occupied on Clark Street—a prime piece of commercial property valued at nearly $2.5 million.

Six months ago, Nathan had gently suggested we update our estate planning.

“We’re getting older, Grace,” he had said over wine on our balcony. “If anything happened to either of us, we don't want the state eating up our assets in probate.”

I opened my secure cloud storage account, pulling up the digital copies of our estate documents.

My stomach dropped into a bottomless pit.

There it was. A mutual primary life insurance policy bound to our joint trust, taken out four months ago.

My life was insured for $3 million, with a double-indemnity rider in the event of accidental death or sudden organ failure resulting from non-lifestyle causes.

And the sole beneficiary of the trust, in the event of my death, was Nathan Bennett.

If I died of a sudden, unexplained cardiac arrest brought on by a "severe viral infection," Nathan wouldn't just inherit the $3 million payout. He would also take full ownership of the Clark Street commercial property and the pharmacy business. He stood to gain nearly $6 million.

"Six million dollars," I whispered to the empty hotel room. "That's what my life was worth to you."

Now I needed to identify the woman in the gray sedan.

Nathan wasn't a criminal mastermind; he was an arrogant corporate executive who believed he was the smartest person in any room. Arrogant men leave digital footprints because they believe no one is looking.

I logged into our joint cell phone account online. Because the primary account was registered in my name using my pharmacy’s business tax ID, I had administrative access to the detailed call and text logs for all lines, including Nathan’s corporate-subsidized line.

I filtered his usage for the last sixty days, looking for numbers that received frequent, off-hours activity.

One number jumped off the screen.

Over the past three months, Nathan had exchanged over 1,400 text messages and 200 phone calls with a single number. Most of the calls took place late at night or early in the morning when he was supposedly "at the gym" or "running late at the office."

I ran the number through a reverse-lookup database I used at the pharmacy to verify doctor profiles.

The name attached to the line flashed onto the screen:

Dr. Victoria Sterling.

I sat back in my chair, my heart cold.

Victoria Sterling wasn't a stranger. She was a prominent clinical dermatologist whose high-end cosmetic clinic was located three blocks from my pharmacy. More importantly, she was a frequent customer who had visited Bennett & Sons to order specialized, custom-compounded topical creams for her high-net-worth clients.

Dermatology. Transdermal carriers. Dimethyl sulfoxide.

The puzzle pieces snapped together with horrifying, seamless precision.

Nathan didn't just source the Aconitine from my father’s archive; he needed someone with advanced clinical knowledge of transdermal drug delivery to ensure the toxin would pass through the skin efficiently without causing immediate topical burning that would make me jump out of bed and wash my face before the lethal dose entered my bloodstream.

Victoria Sterling wasn't just his mistress. She was his chemical accomplice.

I pulled up Victoria Sterling’s public Instagram profile. Scroll down six weeks.

There was a photo of her sitting in the driver’s seat of a sleek, dark gray Audi sedan, wearing dark sunglasses and a silk scarf tied around her hair—the exact outfit I had watched through the condo window.

The caption read: “Planning the next chapter. Everything is falling into place. 💫”

I printed the cell phone logs, saved the Instagram photos, and created a dedicated, encrypted folder on my desktop titled PROJECT CONTAGION.

My phone rang. The screen displayed Nathan’s contact photo—his handsome, smiling face taken during our trip to Tuscany three years ago.

I took three deep breaths, forcing my voice to drop into a raspy, weak, fever-drained tone.

"Hello?" I murmured softly.

"Grace?" Nathan’s voice sounded instantly alarmed, rich with theatrical concern. "Honey, I’ve been trying to text you all morning! Are you okay? You sound terrible."

"I'm... I'm still so weak, Nathan," I wheezed, lying back against the hotel pillows. "The fever dropped a little, but my head is spinning. I can barely get out of bed."

"Oh, sweetheart," he sighed, the sound of fake sympathy so greasy it made my stomach churn. "I wish I was there. Look, my Minneapolis meetings are running until late tonight, but I’m going to catch the first flight back to O'Hare tomorrow morning. I’ll be home by 10:00 AM."

He’s coming back tomorrow morning, I thought. He expects to find my body.

"Okay," I whispered into the phone. "I'm just going to stay in bed all day. The pillow... I just want to rest my head."

"That's it, babe," Nathan said, his voice dropping into a smooth, comforting rhythm. "Just pull the covers up, put your head on your pillow, and get a long, deep sleep. I’ll see you tomorrow."

"See you tomorrow, Nathan," I said softly, and hung up.

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I looked at the clock on the wall. 9:15 AM.

I had twenty-four hours before my husband returned to collect his dead wife. It was time to pay Dr. Victoria Sterling a visit.

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